Payment Plan Options

At WBVC, we recognise how stressful it can be when our loved ones fall ill or when they require emergency or even routine treatment, especially as the cost of living continues to rise.

In an effort to alleviate the stress of pet ownership whilst also continuing to promote exceptional patient care, WBVC offer a range of payment plan options. Each of these options have different terms and conditions, allowing them to cater for your individual needs. 


GapOnly is offered to pets with pet insurance, under a wide range of pet insurance companies. It allows us to process your pet insurance claim at the clinic. All you need to do is pay your gap (ie the difference between the invoice and your pet insurance claim benefit). 

For example, if you have a pet insurance policy with an 80% benefit cover and you get a $1,000 vet bill, your policy would provide $800 benefit cover if the claim is approved. This means that the only up front payment required at the clinic is $200. 

Please note that Gap Only is only offered for patients in for procedures or hospitalisations. We do not offer this service for routine consultations.





MediPay allows you to borrow from $2,001 to $30,000. The application process takes 5-10 minutes to complete, and the approval process takes up to 1 hour. MediPay is offered for scheduled surgeries or procedures, ie not for emergency treatment. 

Please note that MediPay approval must be finalised 24hours prior to a scheduled procedure.


VetPay can be used for all pet care expenses. It allows you to pay for your pets treatment over time. A deposit is required to be made to us, and VetPay direct debit the remaining balance in fortnightly repayments from your nominated bank account. 

Please note that all vetpay payments incur a 5% administration fee.


Zip Pay is for purchases from $350-$1000, whereas Zip Money is for bigger payments. The repayments are flexible, and approval only takes a few minutes. Both of these payment plan options do incur a 5% administration fee.